Sandra Nutt, Attorney at law

[Posted December 3, 2014] By Jim Puzzanghera. Federal and state officials filed lawsuits accusing dozens of companies of ripping off struggling homeowners by falsely promising help in avoiding foreclosures or lowering mortgage payments while collecting millions of dollars in illegal upfront fees. Continue reading ...

[Posted July 3, 2014] By Kevin Underill. I could NOT STOP LAUGHING while reading this article re Further Facebook Follies! Enjoy!

[Posted July 3, 2014] By Debra Cassens Weiss for the ABA Journal. I attended the University of Michigan. My dad attended the University of Michigan. Ann Arbor was my home away from home because my grandma lived on campus and my mother grew up in Ann Arbor. This article saddened me tremendously and also makes me proud of my decision to attend school on my terms in this difficult economy. "Law students hoping to start their first year at Thomas M. Cooley Law School's Ann Arbor, Michigan, campus this fall will have to change their plans." Read entire article here.

[Posted January 12, 2014] By Jazelle Hunt, NNPA Washington Respondent Washington, D.C.-- Middleclass Blacks are using credit to help cover their basic living expenses, according to a report from the NAACP and public policy research organization, Demos. In the recession's aftermath, 79 percent of middleclass African-American households carry credit card debt. Everybody needs credit but it should be a tool to help your economic life? said study co-author Dedrick Asante-Muhammad, senior director of the NAACP Economic Department. Now we see it as a drain on African Americans trying to gain a middle-class life. Released earlier this month, the report, he Challenge of Credit Card Debt for the African-American Middle Class, found that 42 percent of households are relying on their cards for basic living expenses when income and savings fall short. More.

[Posted September 11, 2013] Join me on Saturday, September 28, 2013 at 11AM for a FREE EDUCATIONAL SEMINAR. Download flyer here. Visit my blog for more information. Are you thinking of divorce but don't know where to begin? Wondering how to find the right lawyer? Scared and worrying about the expense? Curious about what you can do on your own, or shouldn't do on your own? Looking for free legal services to assist you? Join me to find out where to start, what books to buy, what web sites are available for free and where to find free court help and forms. Just call me to reserve your seat at (818) 988-8878.

[Posted June 28, 2013] The law in this article is not California law. However, there are two important reasons for you to read and why I am posting: (1) It's a nice example of the overlap between bankruptcy and support obligations; and (2) It's a warning re what can go wrong when you do-it-yourself! Beware!

[Posted June 28, 2013] This may seem a little off-topic, but it's not. Although these suggestions are for lawyers, I believe they are applicable to many professionals. I like to help and I like to share good advice. Happy reading! Take notes! Click here to read and print. Use the list as a checklist.

[Posted May 28, 2013] Reversing the district court's judgment, the panel held that the bankruptcy court did not err in granting a partial discharge of the debtor's student loans under 11 U.S.C. Section523(a)(8). Read entire case here.

"Luke Nichter of Harker Heights, Texas, said he's not a renter by choice. The Texas A&M University history professor's $125,000 of student debt means he has no hope of getting a mortgage." ... click here to read the entire article at: http://www.bloomberg.com/news/2013-04-12/american-dream-eludes-with-student-debt-burden-mortgages.html

Based on an investigative series published at Naked Capitalism. I am not familiar with the web site Naked Capitalism but this article seems interesting. I'll investigate further and get back to you! Happy reading! -Sandy

This article was posted Feb 13, 2013 and is located at DefendYourDollars.org. Please share the link! Click here for a California's Homeowner Bill of rights Summary also located at defendyourdollars.org.

Download PDF here. For my clients and colleagues to attend and share. Please feel free to share this information with any individuals or organizations with clients who may benefit from these free services.
The event is presented by Jerome E. Horton, Chairman of the California State Board of Equalization.
The events include featuring access to:
Free tax preparation
Low cost and free medical services
Job preparation assistance
Food and nutrition services
Discount telephone services
Low cost auto insurance information
*Language assistance in Spanish and English will be provided at the events*
Various dates. Print flyer for dates, times and locations.

[Tuesday, January 15, 2013] Happy New Year to All! This was forwarded to me by my esteemed colleague at Public Counsel and I am passing it along to you. The long-awaited Homeowner Bill of Rights in California has taken effect. Attached is a summary of the law from Consumers Union. Click here to download the PDF or click the title above. Visit Consumer's Union here. For the bold and courageous, read the full Senate Bill 900 here. Also, from the Los Angeles Times, here is a summary of some of the 750+ new laws in California that took effect on Jan. 1: http://timelines.latimes.com/new-state-laws-2013/

[Tuesday, December 11, 2012] JP's Real Estate Charts. This link likely contains more information than you ever wanted to know about the housing bubble. As an attorney, I must take legal education classes every year. Those educational courses are called "CLEs" -- Continuing Legal Education. Although I cannot personally vouch for this web site's accuracy, I have posted it because the information was included in a presentation I attended that was given by a reputable and trusted CLE provider. The information printed from the web site was part of our take-home materials and I thought I'd share the web site with you. Click here for his Los Angeles real estate chart.

Public Counsel Press Clips - December 4, 2012 from 89.3 KPCC Southern California Public Radio. I volunteer for a wonderful organization Public Counsel. This article features Magdalena Reyes Bordeaux, senior attorney with Public Counsel, a pro-bono law office that handles debtor's assistance programs. Maggie (and all the staff at Public Counsel) is amazing and I am proud to be able to volunteer for such a great organization.

"Software systems engineer Ajamu Azibo seems to have it all. He's young and healthy, with a great job at UCLA, a happy marriage, and dreams of owning a house someday.

"But during a coffee break on campus he recalled the day, five months ago, when everything seemed to fall apart. He'd been waiting for a call to hear whether he qualified for a new car loan. Continue reading here...

Dear volunteers,
On behalf of Public Counsel, we thank you for joining us in being a force for good in our community, for assisting the bankruptcy courts, and for helping us ensure that equal justice is a reality for all.
I have attached a copy of Chief Judge Peter Carroll's thank you letter and recognition of your outstanding pro bono service.
Thank you, and have a wonderful Thanksgiving holiday!
Warmly,
Christian Cooper, Staff Attorney
Consumer Law Project & Debtor Assistance Project

[October 2012] This article is a must read if you are considering hiring a Debt Settlement company rather than an attorney. Please download the six page document here.
Provided courtesy of NACBA "National Association of Consumer Bankruptcy Attorneys"
National Association of Consumer Bankruptcy Attorneys
http://www.nacba.org

[September 9, 2012] "Most US college students hope to land a good job with a high salary after graduation. But for some the reality is very different. Many find themselves faced with insurmountable debt and a loan industry that's happy to cash in on their misfortune.
"As the number of people taking out government-backed student loans has soared, so has the number of borrowers who have fallen behind in making payments.
"Around 5.9 million people nationwide have fallen at least 12 months behind in their payments. This number has grown by a third in the last five years, according to a State Higher Education Finance survey." Continue reading here ... [Full article located on RT.com at http://rt.com/usa/news/us-student-loan-debt-704/]